1. Acceptance of Terms
These Terms of Use (“Terms”) govern your access to and use of the website located at morvestgroup.com (the “Website”), operated by Morvest Group (Pty) Ltd (“Morvest”, “we”, “our”, or “us”), a company registered in the Republic of South Africa.
By accessing, browsing, or otherwise using this Website, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must immediately cease using the Website.
2. Eligibility
You must be at least 18 years of age to use this Website. By using the Website, you represent and warrant that you are of legal age and have the legal capacity to enter into a binding agreement. If you are accessing the Website on behalf of a company or other legal entity, you represent that you have authority to bind that entity to these Terms.
3. Use of the Website
3.1 Permitted Use
You may use this Website solely for lawful purposes and in accordance with these Terms. You agree to use the Website only to obtain information about Morvest and its services, and for any other purposes expressly permitted by us.
3.2 Prohibited Conduct
You agree that you will not:
- Use the Website in any manner that violates any applicable local, national, or international law or regulation
- Transmit any unsolicited or unauthorised advertising or promotional material (spam)
- Introduce any virus, trojan, worm, logic bomb, or other malicious or technologically harmful material
- Attempt to gain unauthorised access to any part of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website
- Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website
- Scrape, crawl, or harvest content or data from the Website without our prior written consent
- Impersonate any person or entity or misrepresent your affiliation with any person or entity
4. Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, icons, audio and video clips, digital downloads, and software, is the property of Morvest Group (Pty) Ltd or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Website for personal, non-commercial purposes. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from our Website, except as expressly permitted by these Terms or with our prior written consent.
The Morvest name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Morvest Group (Pty) Ltd. You may not use such marks without our prior written permission.
5. Disclaimers
5.1 Information Accuracy
The content on this Website is provided for general information purposes only. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Website or the information, products, services, or related graphics contained on it.
5.2 No Professional Advice
Nothing on this Website constitutes legal, financial, tax, investment, or professional advice of any kind. You should obtain appropriate professional advice before acting or refraining from acting on any information found on this Website.
5.3 Availability
We do not guarantee that the Website will be secure, uninterrupted, or free from errors or viruses. We reserve the right to withdraw or amend the Website, or any service or material we provide on the Website, without notice.
6. Limitation of Liability
To the maximum extent permitted by applicable law, Morvest Group (Pty) Ltd and its directors, officers, employees, agents, contractors, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with:
- Your access to or use of (or inability to access or use) the Website
- Any conduct or content of any third party on the Website
- Unauthorised access to or alteration of your transmissions or data
- Any inaccuracy or error in the content on the Website
This limitation of liability applies regardless of the legal theory on which the claim is based, even if Morvest has been advised of the possibility of such damage.
7. Third-Party Links
This Website may contain links to third-party websites, resources, and services that are not owned or controlled by Morvest. We provide these links for your convenience only. We have no control over the content, privacy practices, or availability of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them. Access to any linked website is at your own risk.
8. Privacy
Your use of the Website is also governed by our Privacy Policy, which is available at morvestgroup.com/privacy-policy and is incorporated into these Terms by reference. By using the Website, you consent to the collection and use of your information as described in the Privacy Policy.
9. Indemnification
You agree to defend, indemnify, and hold harmless Morvest Group (Pty) Ltd and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgements, awards, losses, costs, expenses, or fees (including reasonable legal fees) arising out of or relating to your violation of these Terms or your use of the Website.
10. Modifications to the Website and Terms
We reserve the right to revise and update these Terms from time to time at our sole discretion. All changes are effective immediately when posted on the Website. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page periodically so you are aware of any changes.
We may update, modify, suspend, or discontinue the Website (or any part thereof) at any time without notice and without liability to you.
11. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any dispute arising out of or in connection with these Terms, including any question regarding their existence, validity, or termination, shall be subject to the exclusive jurisdiction of the courts of South Africa.
You irrevocably submit to the personal jurisdiction of such courts and waive any objection to proceedings in such courts on the grounds of venue or that the proceedings have been brought in an inconvenient forum.
12. Severability
If any provision of these Terms is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be modified to the minimum extent necessary to make it valid and enforceable, and the remaining provisions shall continue in full force and effect.
13. Entire Agreement
These Terms, together with our Privacy Policy and any other legal notices or policies published by us on the Website, constitute the entire agreement between you and Morvest Group (Pty) Ltd with respect to your use of the Website and supersede all prior agreements, understandings, and representations.
14. Contact Information
If you have any questions about these Terms of Use, please contact us at:
Morvest Group (Pty) Ltd
Website: morvestgroup.com
Email: info@morvestgroup.com
South Africa